Own Your Power. Pay Monthly. Live Brighter.
Stop renting electricity from Eskom—start owning your energy.
With Merchant West Asset Finance, you can install a complete solar system today, pay it off monthly, and own it outright at the end of your term.
The Problem
Electricity tariffs keep climbing, and load-shedding continues to disrupt everyday life.
In the past five years, electricity prices have risen by over 40 %. Financing your solar system locks in a predictable energy cost and shields your household from future price hikes.
The Solution: Homeowner Asset Finance
Our partnership with Merchant West, one of South Africa’s most trusted finance providers, gives you an easy path to energy independence.
Here’s why homeowners choose this solution:
- Predictable monthly cost. One fixed repayment with no tariff shocks.
- True ownership. You’re financing an asset that adds value to your home.
- Immediate savings. Generate power from day one and spend less on Eskom.
- Trusted finance partner. Merchant West is accredited, responsible, and transparent.
- Expert installation. Certified Segen Solar partners ensure full compliance and performance.
- Peace of mind. Backed by manufacturer warranties and Segen technical support.
How It Works
Apply Online
Submit your application on our website or scan the QR code.
Fast Approval
Merchant West reviews your documents and provides a decision within 24 hours.
Get Matched
We connect you with a certified Merchant West–approved installer near you.
Install & Energise
Your installer fits and tests the full system for safety and performance.
Own It
Enjoy reliable power immediately—and full ownership at the end of your term.
Start Saving
Watch your Eskom bill drop while your property value rises.
What You’ll Need
South African ID
Proof of address (≤ 3 months old)
Latest payslip or proof of income
3 months of bank statements
Proof of property insurance
Completed application form.
| Typical Eskom Bill |
Installed Cost |
Finance 60 months |
Finance 72 months |
Est. Savings vs. Eskom |
|---|---|---|---|---|
| R1 900 | R80 000 | R 1 882 / month | R 1 670 / month | R 230 – R 460 per month |
| R2 500 | R100 000 | R 2 353 / month | R 2 087 / month | R 400 – R 600 per month |
| R3 800 | R150 000 | R 3 529 / month | R R 3 131 / month | R 650 – R 900 per month |
| R5 000 | R200 000 | R 4 706 / month | R 4 175 / month | R 800 – R 1 100 per month |
| R6 000 | R250 000 | R 5 882 / month | R 5 219 / month | R 1 000 – R 1 300 per month |
| R1 900 | R80 000 | R 1 882 / month | R 1 670 / month | R 230 – R 460 per month |
| R7 500 | R300 000 | R 7 058 / month | R 6 262 / month | R 1 200 – R 1 500 per month |
| R9 000 | R350 000 | R 8 235 / month | R 7 306 / month | R 1 400 – R 1 700 per month |
Estimates based on Merchant West Asset Finance at 14.5 % nominal interest (incl. VAT) over 60 or 72 months, assuming an average
Eskom tariff of R2.85 / kWh and ±70 % solar offset, with savings shown as the reduction in your monthly electricity spend while financing ownership of your system