Finance Smart Energy.
Not just equipment
Predictable repayments give your business greater control over operating costs while building long-term value through asset ownership. With Capitec and Merchant West, you can install a solar system that pays for itself over time — transforming rising energy costs into a strategic business advantage.
Turn rising energy costs into a long-term business advantage.
Your business depends on reliable power. Yet rising electricity tariffs and supply instability make it difficult to plan and grow with confidence. Through asset finance from Capitec or Merchant West, you can own a complete solar system
without draining your capital. Build resilience, secure predictable costs, and turn your energy spend into a strategic business investment.
Why businesses choose commercial asset finance
Preserve your working capital
Preserve your working capital
Own the asset
Own the asset
Predictable energy cost
Predictable energy cost
Tax benefits
Tax benefits
Reputation & resilience
Reputation & resilience
How it works
1. ENQUIRE
Contact us or scan the QR code to start your commercial finance application.
2.MATCH
We connect you with an approved Capitec or Merchant West installer who designs your system
3.APPROVE
Submit your business documentation. Finance approval typically takes 3–7 working days.
4. INSTALL & ACTIVATE
Once approved, your installer sets up and activates the full system.
5.OWN THE ASSET
Your company repays monthly and retains ownership once the term ends.
Typical commercial system repayments
| Estimated Installed Cost |
Finance 60 Month |
Finance 72 Month |
IDEAL FOR |
|---|---|---|---|
| R250 000 | ± R 5 882 / month | ± R 5 219 / month | Small retail or office setup/ month |
| R500 000 | ± R 11 764 / month | ± R 10 437 / month | Medium business or workshop |
| R750 000 | ± R 17 646 / month | ± R 15 656 / month | Large business or warehouse |
| R1 000 000 | ± R 23 528 / month | ± R 20 874 / month | Factory or logistics site |
| R1 500 000 | ± R 35 292 / month | ± R 31 311 / month | Multi-site or large facility |
Estimates based on 14.5 percent nominal interest including VAT. Final rates depend on credit profile and installation quote.
Get Financing Today
All commercial systems installed by certified professionals, backed by manufacturer warranties and SegenSolar technical support.